Actively Managed Junior ISA - Junior Investment ISA Account where your funds are actively managed by Prudential
Regular Junior ISA
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Also known as our ‘Actively Managed Junior ISA which is an Investment Stocks and Shares Junior ISA’ with this Junior ISA Account you can feel safe in the knowledge that your investment will be closely managed by Prudentials professional and experienced fund managers. Prudential are one of the UK’s largest and most trusted asset managers so you know your money is in safe hands.
Junior ISA Features:
Open an account online today from as little as £10 per month or invest a one off lump sum (Minimum £10)
View and manage your account easily online whatever the time
Parents, Grandparents, Family & Friends can pay into the Junior ISA at any time such as Birthdays, Christmas etc
Switch to different funds at any time (move from cautious to adventurous etc)
Tax Free Savings for the lifetime of the account
Low annual management charge of just 1.5%
The funds are safely locked away until the child reaches 18
Can’t Decide Which Junior ISA Fund To Choose From Below?
Don’t worry!!
During the online application you can choose more than one fund for your investment.
For example, you can allocate 50% of your investment in the Cautious fund whilst having 25% in both the balanced and adventurous funds should you wish. You can also choose to invest in both our Ethical and Sharia funds as well.
How much you decide for each fund is entirely up to you and once the account is open you can easily change your fund choices and allocations free of charge.
This Junior ISA Account is cautious by nature and is designed to help limit the risk to capital. The funds are mainly invested in bonds but still enjoy some exposure to equities and property.
With this Junior ISA, your funds go into prudential’s defensive dynamic portfolio which is more suited to a Cautious / Lower risk investor.
This Junior ISA Account is suitable if you are looking for growth potential whilst enjoying some exposure to bond funds; and you are willing to accept more volatility in your investment strategy.
With this Junior ISA, your funds go into prudential’s balanced dynamic portfolio which is more suited to a Balanced / Medium risk investor.
This Junior ISA is suitable if you are looking for growth potential from equity investments and are willing to accept investment volatility in return for greater growth potential.
With this Junior ISA, your funds go into prudential’s adventurous dynamic portfolio which is more suited to an Adventurous / Higher risk investor.
Here are a few of our most commonly asked questions regarding our Actively Managed Junior ISA:
Can Grandparents open an account on behalf of their grandchild? Only the parent(s) or Guardian(s) of the child are allowed to open a Junior ISA Account. Once the account is opened then anyone, including grandparents can pay into the account.
What if the Child already has a Child Trust Fund (CTF)? If the Child already holds a Child Trust Fund then they are not eligible for a Junior ISA.
Can I Transfer My Child’s Trust Fund To A Junior ISA Account? At the moment, you cannot transfer a Child Trust fund to a Junior ISA. We are helping all we can to change this rule, please visit our Transfer my Child Trust Fund To a Junior ISA page for further details which also contains a link to the online petition on the HM Government website.